Granite Retirement Services, LLC

Avatar Associates

Dan Carlson is Avatar Associates' Managing Director of Marketing and Product Development. Dan leads Avatar's institutional sales efforts targeting corporate defined benefit plans, public plans, endowments and foundations, annuity platforms and defined contribution plan providers. Previously, he was a Vice President at Delaware Investments where he led the successful entry into the college savings plan (529) market and generated $750+ million in AUM in combined sales through the development, launch and management of other offerings for advisor-sold markets and institutional, direct-sold markets. Dan served as Delaware's principal product manager for the firm's retirement products/services representing $16 billion in AUM through IRAs, 150 investment-only plans, and thousands of full-service plans. From 1983 to 1995, Dan held a variety of positions at Buck Consultants, Inc. where he served as Principal and Benefit Consultant directing and leading consulting engagements with major corporate clients. Dan launched his career at Harris Trust and Savings Bank, specializing and launching the bank's record keeping business to the defined contribution plans. Dan graduated from the University of Illinois with a BS in Accountancy in 1977, passed the Illinois CPA examination, and is NASD Series 7, 63, 52, and 53 certified.


Theodore M. Theodore, CFA.   As President and Chief Investment Officer, Ted Theodore leads Avatar's investment process and research team, manages the firm's asset allocation models, and is Chief Editor of the firm's monthly market commentary, the Avatar Advisor.  Prior to joining the firm in 1989, Ted was co-founder of Prospect Advisors, a boutique institutional asset management firm.  Previously, Mr. Theodore served as Strategist/Portfolio Manager at Morgan Stanley Asset Management, and as Director of Equity Strategy at Citibank, N.A.  Ted regularly appears as a featured speaker at leading educational conferences and seminars, and has authored numerous articles about quantitative techniques and derivative instruments to manage institutional portfolios.  Mr. Theodore earned his M.B.A in Finance and B.A. in Economics from the University of Michigan.  A Chartered Financial Analyst, Mr. Theodore is a member of the New York Society of Security Analysts and the Association for Investment Management and Research (AIMR).



Clark Capital Management Group

Harry J. Clark, CFP, is the President and CEO of Clark Capital Management Group. Harry established Clark Capital Management Group as an independent financial adviser in 1986 following a number of years in the financial services industry. Desiring to provide the highest quality service to investors, Harry emphasized independent market research and in-depth economic analysis which led to the development of proprietary market models. Clark Capital maintains itself at the cutting edge through the development of innovative investment products in response to the opportunities and challenges of constantly changing markets and technological advances. Sought after for commentary and interpretation of the markets, Harry appears frequently on Bloomberg radio and television. He is also a frequent guest on CNBC and CNN and has contributed to articles in a number of nationally distributed business journals and newspapers including Business Week, the Chicago Tribune, LA Times, and the Financial Times. Mr. Clark earned his B.S. and M.S. from Villanova University and holds the CFP designation.


K. Sean Clark, CFA,  is the Chief Investment Officer at Clark Capital Management Group.  As Clark Capital's Chief Investment Officer, Sean directs all of the Firm's investment activities. Sean is responsible for asset allocation and investment selection for Navigator Investment Solutions as well as directing ongoing market research and contributing to the development of proprietary products. In addition, Sean is a member of the Clark Capital Management Committee. Sean graduated from the University of Delaware, earning a B.S. and an M.A. in Economics. Sean is a Chartered Financial Analyst and a member of the CFA Institute (formerly AIMR) and the Financial Analysts of Philadelphia, Inc. Sean frequently appears on CNBC and Bloomberg TV.